Group Medical Insurance

• Fully Insured HMO, Point-of-Service, PPO, including “No Referral” HMO plans
• Self and Partially Self Funded
• Health Savings Account (HSA)
• Consumer Driven Healthcare/Health Reimbursement Account (HRA)
• Group Retiree (65+) Supplemental Health Coverage
• International Travel/Medical Coverage

Group Dental Insurance

• Traditional Indemnity Plans
• DHMO’s and PPO’s
• Self and Partially Self Funded

Disability Insurance

• Group Disability
• Individual “Buy Up” Policies

Executive Benefits

• Key Employee Coverage
• Buy / Sell Agreement
• Disability Buy-Out Coverage
• Officer/Owner Life & Disability Coverage

Life Insurance

• Group Life Coverage
• Individual Policy Coverage

Group Voluntary Products

• Vol. Dental Insurance
• Vol. Short Term Disability
• Vol. Long Term Disability
• Vol. Life Insurance
• Vol. Critical Care

H.R. Administration Resources

• COBRA / HIPAA Administration
• Employee Handbook Development
• H.R. Outsourcing
• Section 125 / Cafeteria Plan Admin.
• Employee Benefits Web Portal
• Online Employee Benefits Administration

Other Employee Benefits

• Employee Assistance Program (EAP)
• 529 College Savings Plan
• 401(k) / Retirement Plan
• Long Term Care Coverage (LTC)